Top line decelerating.
+0.5% YoY versus +4.6% prior. 3y CAGR +1.1%.
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Financial Services · Market Cap: $5.5B
Fundamentals as of 2025-12-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
2 of 2 legendary models say HOLD MTG.
What would legendary investors pay for MTG?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
Concerns — MGIC Investment Corporation's 14.3% ROE is below sector median.
Financial story
Concerns — MGIC Investment Corporation's 14.3% ROE and 0.29 debt-to-equity warrant a closer look at the underlying business.
Bottom line: MTG is rated BUY by 1 of 2 legendary models, with 1 holding and 0 flagging it overvalued, but earns a B sector grade (69/100) in Financial Services. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
+0.5% YoY versus +4.6% prior. 3y CAGR +1.1%.
+0.5%Net margin 60.8% versus 63.2% prior (−2.3pp). Operating 76.5%.
60.8%P/E 8.1x — 3% below the 5y median of 8.3x. Forward 8.5x signals EPS contraction next year.
8.1xAverage fair value across qualifying models: $31. See the per-investor fair-value table in the valuation tab.
MTG trades at 8.5x earnings. Sector context and per-investor signals are in the valuation tab.
MTG and WTM differ on P/E, ROE, and revenue growth. See the full MTG vs WTM compare matrix.
Buffett and Marks evaluate MTG against their respective frameworks. Per-model fair value and reasoning are in the valuation tab.
MTG's P/E ratio is 8.5x. 5-year P/E history is in the financials tab.
0 of 2 legendary models say BUY. Full breakdown by investor and signal is in the valuation tab.
How does MTG compare?
See exactly where MTG ranks
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Sign in to see the rankingMTG sits at #2 in Financial Services with a B grade (69/100).