Top line contracting.
−3.0% YoY versus +18.2% prior. 3y CAGR +41.7%.
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Financial Services · Market Cap: $24.4B
Live price unavailable
Fundamentals as of 2026-03-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
1 of 2 legendary models say BUY FCNCA — but Warren Buffett disagrees.
What would legendary investors pay for FCNCA?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
Concerns — First Citizens BancShares, Inc.'s 10.2% ROE is below sector median.
Financial story
Concerns — First Citizens BancShares, Inc.'s 10.2% ROE and 9.70 debt-to-equity warrant a closer look at the underlying business.
Bottom line: FCNCA splits the legendary models — 1 BUY, 0 HOLD, 1 AVOID, but earns a B sector grade (61/100) in Financial Services. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
FCNCA trades at 11.2x earnings. Sector context and per-investor signals are in the valuation tab.
FCNCA and SYF differ on P/E, ROE, and revenue growth. See the full FCNCA vs SYF compare matrix.
Buffett and Lynch evaluate FCNCA against their respective frameworks. Per-model fair value and reasoning are in the valuation tab.
FCNCA's P/E ratio is 11.2x. 5-year P/E history is in the financials tab.
1 of 2 legendary models say BUY. Full breakdown by investor and signal is in the valuation tab.
FCNCA's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
How does FCNCA compare?
See exactly where FCNCA ranks
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Sign in to see the rankingFCNCA sits at #14 in Financial Services with a B grade (61/100).