Top line decelerating.
+14.3% YoY versus +31.2% prior. 3y CAGR +27.3%.
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Financial Services · Market Cap: $32.0B
Live price unavailable
Fundamentals as of 2025-12-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
1 of 2 legendary models say BUY ACGL — but Warren Buffett disagrees.
What would legendary investors pay for ACGL?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
Yes — Arch Capital Group Ltd.'s 18.2% ROE ranks above the S&P 500 median, and D/E 1.77 stays within healthy bounds.
Financial story
Yes — Arch Capital Group Ltd.'s 18.2% ROE shows strong capital efficiency, and its 1.77 debt-to-equity stays within healthy bounds.
Bottom line: ACGL is rated BUY by all 2 legendary models, 56% below avg fair value $210, but earns a B sector grade (63/100) in Financial Services. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
+14.3% YoY versus +31.2% prior. 3y CAGR +27.3%.
+14.3%Net margin 22.1% versus 24.7% prior (−2.7pp). Operating 25.0%.
22.1%P/E 7.0x — 20% below the 5y median of 8.7x. Forward 9.8x signals EPS contraction next year.
7.0xACGL and FITB differ on P/E, ROE, and revenue growth. See the full ACGL vs FITB compare matrix.
Buffett and Lynch evaluate ACGL against their respective frameworks. Per-model fair value and reasoning are in the valuation tab.
ACGL's P/E ratio is 8.3x. 5-year P/E history is in the financials tab.
1 of 2 legendary models say BUY. Full breakdown by investor and signal is in the valuation tab.
ACGL's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
ACGL is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
How does ACGL compare?
See exactly where ACGL ranks
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Sign in to see the rankingACGL sits at #6 in Financial Services with a B grade (63/100).