GROWTH
Top line contracting.
−20.4% YoY versus +29.4% prior. 3y CAGR +17.1%.
−20.4%
UBS Group AG UBS
Financial Services · Market Cap: $160.5B
$50.80▲ 1.07 (2.15%)
Fundamentals as of 2025-12-31
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Financial Services · Market Cap: $160.5B
Fundamentals as of 2025-12-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
Concerns — UBS Group AG's 6.8% ROE is below sector median.
Financial story
Concerns — UBS Group AG's 6.8% ROE and 16.93 debt-to-equity warrant a closer look at the underlying business.
Bottom line: UBS currently has no legendary investor models qualifying — see /stock/UBS/valuation for the per-model breakdown, but earns a D sector grade (40/100) in Financial Services. Use the per-tab analysis to form your own view. Drill into the valuation breakdown and sector ranking for the full picture.
−20.4% YoY versus +29.4% prior. 3y CAGR +17.1%.
−20.4%Net margin 10.4% versus 6.2% prior (+4.2pp). Operating 11.9%.
10.4%P/E 20.7x — 20% above the 5y median of 17.3x. Forward 14.8x hints at EPS expansion next year.
20.7xInvestor verdicts vary by methodology. Full breakdown by investor and signal is in the valuation tab.
UBS's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
UBS is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
0 of 6 legendary investor models rate UBS a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
UBS Group AG's fair value depends on which model you trust. See the per-investor fair-value table in the valuation tab.
UBS trades at 21.2x earnings. Sector context and per-investor signals are in the valuation tab
How does UBS compare?
See exactly where UBS ranks
Sign in to unlock the full sector ranking — free.
Sign in to see the rankingUBS sits at #134 in Financial Services with a D grade (40/100).
