Top line stable.
+6.1% YoY versus +4.2% prior. 3y CAGR +6.7%.
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Financial Services · Market Cap: $6.9B
Live price unavailable
Fundamentals as of 2025-12-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
1 of 2 legendary models say BUY THG — but Warren Buffett disagrees.
What would legendary investors pay for THG?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
Mixed — The Hanover Insurance Group, Inc. has 18.6% ROE but D/E 3.74.
Financial story
Mixed — The Hanover Insurance Group, Inc.'s 18.6% ROE is strong, but its 3.74 debt-to-equity is elevated.
Bottom line: THG is rated BUY by 1 of 2 legendary models, with 1 holding and 0 flagging it overvalued, but earns a B sector grade (60/100) in Financial Services. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
THG trades at 9.4x earnings. Sector context and per-investor signals are in the valuation tab.
THG and MORN differ on P/E, ROE, and revenue growth. See the full THG vs MORN compare matrix.
Buffett and Lynch evaluate THG against their respective frameworks. Per-model fair value and reasoning are in the valuation tab.
THG's P/E ratio is 9.4x. 5-year P/E history is in the financials tab.
1 of 2 legendary models say BUY. Full breakdown by investor and signal is in the valuation tab.
THG's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
How does THG compare?
See exactly where THG ranks
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Sign in to see the rankingTHG sits at #20 in Financial Services with a B grade (60/100).
+6.1% YoY versus +4.2% prior. 3y CAGR +6.7%.
+6.1%Net margin 10.0% versus 6.9% prior (+3.2pp). Operating 12.8%.
10.0%P/E 9.7x — 21% below the 5y median of 12.3x. Forward 10.4x signals EPS contraction next year.
9.7x