Top line stable.
+43.0% YoY versus +44.8% prior. 3y CAGR +52.0%.
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Financial Services · Market Cap: $59.0B
Live price unavailable
Fundamentals as of 2026-03-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
Bottom line: NU currently has no legendary investor models qualifying — see /stock/NU/valuation for the per-model breakdown, but earns a C sector grade (50/100) in Financial Services. Use the per-tab analysis to form your own view. Drill into the valuation breakdown and sector ranking for the full picture.
The Question
+43.0% YoY versus +44.8% prior. 3y CAGR +52.0%.
+43.0%Net margin 18.1% versus 17.8% prior (+0.3pp). Operating 24.4%.
18.1%P/E 18.4x — 42% below the 5y median of 31.9x. Forward 14.2x hints at EPS expansion next year.
18.4xNu Holdings Ltd.'s fair value depends on which model you trust. See the per-investor fair-value table in the valuation tab.
NU trades at 18.8x earnings. Sector context and per-investor signals are in the valuation tab.
NU and TFC differ on P/E, ROE, and revenue growth. See the full NU vs TFC compare matrix.
Investor verdicts for NU are listed in the valuation tab. Per-model fair value and reasoning are in the valuation tab.
NU's P/E ratio is 18.8x. 5-year P/E history is in the financials tab.
Investor verdicts vary by methodology. Full breakdown by investor and signal is in the valuation tab
Mixed — Nu Holdings Ltd. has 25.3% ROE but D/E 5.15.
Financial story
Mixed — Nu Holdings Ltd.'s 25.3% ROE is strong, but its 5.15 debt-to-equity is elevated.
How does NU compare?
See exactly where NU ranks
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Sign in to see the rankingNU sits at #81 in Financial Services with a C grade (50/100).