Top line accelerating.
+85.8% YoY versus +8.9% prior. 3y CAGR +51.6%.
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Financial Services · Market Cap: $80.1B
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Fundamentals as of 2025-12-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
Bottom line: LYG is flagged as overvalued by the 1 legendary model, but earns a D sector grade (42/100) in Financial Services. Use the per-tab analysis to form your own view. Drill into the valuation breakdown and sector ranking for the full picture.
Concerns — Lloyds Banking Group plc's 11.1% ROE is below sector median.
Financial story
Concerns — Lloyds Banking Group plc's 11.1% ROE and 21.52 debt-to-equity warrant a closer look at the underlying business.
LYG's P/E ratio is 12.5x. 5-year P/E history is in the financials tab.
Investor verdicts vary by methodology. Full breakdown by investor and signal is in the valuation tab.
LYG's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
LYG is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
0 of 6 legendary investor models rate LYG a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
Lloyds Banking Group plc's fair value depends on which model you trust. See the per-investor fair-value table in the valuation tab.
How does LYG compare?
See exactly where LYG ranks
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Sign in to see the rankingLYG sits at #123 in Financial Services with a D grade (42/100).