GROWTH
Top line decelerating.
+18.0% YoY versus +29.7% prior. 3y CAGR +30.7%.
+18.0%
Kinsale Capital Group, Inc. KNSL
Financial Services · Market Cap: $7.2B
$308.85▼ 0.37 (0.12%)
Fundamentals as of 2026-03-31
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Financial Services · Market Cap: $7.2B
Fundamentals as of 2026-03-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
+18.0% YoY versus +29.7% prior. 3y CAGR +30.7%.
+18.0%Net margin 26.9% versus 26.1% prior (+0.7pp). Operating 33.8%.
26.9%P/E 13.5x — 51% below the 5y median of 27.3x. Forward 14.9x signals EPS contraction next year.
13.5x1 of 2 legendary models say BUY KNSL — but Warren Buffett disagrees.
What would legendary investors pay for KNSL?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
The Question
Bottom line: KNSL splits the legendary models — 1 BUY, 0 HOLD, 1 AVOID, but earns a C sector grade (58/100) in Financial Services. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
Yes — Kinsale Capital Group, Inc.'s 26.8% ROE ranks above the S&P 500 median, and D/E 2.16 stays within healthy bounds.
Financial story
Yes — Kinsale Capital Group, Inc.'s 26.8% ROE shows strong capital efficiency, and its 2.16 debt-to-equity stays within healthy bounds.
KNSL and CBSH differ on P/E, ROE, and revenue growth. See the full KNSL vs CBSH compare matrix.
Buffett and Lynch evaluate KNSL against their respective frameworks. Per-model fair value and reasoning are in the valuation tab.
KNSL's P/E ratio is 15.2x. 5-year P/E history is in the financials tab.
1 of 2 legendary models say BUY. Full breakdown by investor and signal is in the valuation tab.
KNSL's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
KNSL is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
How does KNSL compare?
See exactly where KNSL ranks
Sign in to unlock the full sector ranking — free.
Sign in to see the rankingKNSL sits at #28 in Financial Services with a C grade (58/100).
