Top line decelerating.
+3.2% YoY versus +10.6% prior. 3y CAGR +24.7%.
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Financial Services · Market Cap: $318.5B
Live price unavailable
Fundamentals as of 2025-12-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
1 of 2 legendary models say BUY HSBC — but Warren Buffett disagrees.
What would legendary investors pay for HSBC?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
Concerns — HSBC Holdings plc's 12.6% ROE is below sector median.
Financial story
Concerns — HSBC Holdings plc's 12.6% ROE and 17.17 debt-to-equity warrant a closer look at the underlying business.
Bottom line: HSBC splits the legendary models — 1 BUY, 0 HOLD, 1 AVOID, but earns a C sector grade (48/100) in Financial Services. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
HSBC and BAC differ on P/E, ROE, and revenue growth. See the full HSBC vs BAC compare matrix.
Buffett and Lynch evaluate HSBC against their respective frameworks. Per-model fair value and reasoning are in the valuation tab.
HSBC's P/E ratio is 14.0x. 5-year P/E history is in the financials tab.
1 of 2 legendary models say BUY. Full breakdown by investor and signal is in the valuation tab.
HSBC's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
HSBC is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
+3.2% YoY versus +10.6% prior. 3y CAGR +24.7%.
+3.2%Net margin 15.1% versus 16.7% prior (−1.6pp). Operating 20.3%.
15.1%P/E 15.1x — 52% above the 5y median of 10.0x. Forward 10.8x hints at EPS expansion next year.
15.1xHow does HSBC compare?
See exactly where HSBC ranks
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Sign in to see the rankingHSBC sits at #94 in Financial Services with a C grade (48/100).