GROWTH
Top line decelerating.
+3.6% YoY versus +7.1% prior. 3y CAGR +6.1%.
+3.6%We use cookies
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All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
2 of 3 legendary models say BUY FISV — but Howard Marks disagrees.
What would legendary investors pay for FISV?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
Concerns — Fiserv, Inc.'s 12.2% ROE is below sector median.
Financial story
Concerns — Fiserv, Inc.'s 12.2% ROE and 2.07 debt-to-equity warrant a closer look at the underlying business.
Bottom line: FISV is rated BUY by 2 of 3 legendary models, with 1 holding and 0 flagging it overvalued, but earns a B sector grade (60/100) in Technology. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
+3.6% YoY versus +7.1% prior. 3y CAGR +6.1%.
+3.6%Net margin 16.4% versus 15.3% prior (+1.1pp). Operating 26.9%.
16.4%P/E 9.2x — 68% below the 5y median of 28.7x. Forward 5.9x hints at EPS expansion next year.
9.2x2 of 3 legendary investor models rate FISV a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
Average fair value across qualifying models: $220. See the per-investor fair-value table in the valuation tab.
FISV trades at 9.4x earnings. Sector context and per-investor signals are in the valuation tab.
FISV and JBL differ on P/E, ROE, and revenue growth. See the full FISV vs JBL compare matrix.
Buffett, Lynch, and Marks evaluate FISV against their respective frameworks. Per-model fair value and reasoning are in the valuation tab.
FISV's P/E ratio is 9.4x. 5-year P/E history is in the
How does FISV compare?
See exactly where FISV ranks
Sign in to unlock the full sector ranking — free.
Sign in to see the rankingFISV sits at #29 in Technology with a B grade (60/100).
