GROWTH
Top line stable.
+11.4% YoY versus +13.2% prior. 3y CAGR +24.4%.
+11.4%
Cincinnati Financial Corporation CINF
Financial Services · Market Cap: $26.1B
Live price unavailable
Fundamentals as of 2025-12-31
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Financial Services · Market Cap: $26.1B
Live price unavailable
Fundamentals as of 2025-12-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
Yes — Cincinnati Financial Corporation's 15.0% ROE ranks above the S&P 500 median, and D/E 1.58 stays within healthy bounds.
Financial story
Yes — Cincinnati Financial Corporation's 15.0% ROE shows strong capital efficiency, and its 1.58 debt-to-equity stays within healthy bounds.
Bottom line: CINF splits the legendary model — 0 BUY, 1 HOLD, 0 AVOID, but earns a C sector grade (49/100) in Financial Services. Use the per-tab analysis to form your own view. Drill into the valuation breakdown and sector ranking for the full picture.
The Question
+11.4% YoY versus +13.2% prior. 3y CAGR +24.4%.
+11.4%Net margin 18.9% versus 20.2% prior (−1.3pp). Operating 23.6%.
18.9%P/E 9.4x — 3% below the 5y median of 9.8x. Forward 19.0x signals EPS contraction next year.
9.4xHow does CINF compare?
Investor verdicts vary by methodology. Full breakdown by investor and signal is in the valuation tab.
CINF's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
CINF is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
0 of 6 legendary investor models rate CINF a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
Cincinnati Financial Corporation's fair value depends on which model you trust. See the per-investor fair-value table in the valuation tab.
CINF trades at 10.4x earnings. Sector context and per-investor signals are in the valuation tab.
See exactly where CINF ranks
Sign in to unlock the full sector ranking — free.
Sign in to see the rankingCINF sits at #88 in Financial Services with a C grade (49/100).
