Top line decelerating.
+8.0% YoY versus +14.8% prior. 3y CAGR +12.6%.
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Financial Services · Market Cap: $30.1B
Fundamentals as of 2025-09-30
+8.0% YoY versus +14.8% prior. 3y CAGR +12.6%.
Net margin 13.4% versus 14.0% prior (−0.6pp). Operating 28.7%.
P/E 14.3x — 3% below the 5y median of 14.8x. Forward 13.1x hints at EPS expansion next year.
FCF $2.2B versus $1.9B prior. FCF margin 14%; 105% of net income; CapEx 8% of OCF.
Net cash $11.4B versus $11.0B prior. Liquidity: current ratio 0.3.
Dividend distribution not reported versus prior comparable. CapEx $188.0M.
Current: 0.00x
Income · Balance · Cash Flow