GROWTH
Top line stable.
+28.8% YoY versus +27.8% prior. 3y CAGR +39.3%.
+28.8%
SoFi Technologies, Inc. SOFI
Financial Services · Market Cap: $21.3B
Live price unavailable
Fundamentals as of 2026-03-31
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Financial Services · Market Cap: $21.3B
Live price unavailable
Fundamentals as of 2026-03-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
+28.8% YoY versus +27.8% prior. 3y CAGR +39.3%.
+28.8%Net margin 10.1% versus 13.5% prior (−3.4pp). Operating 35.3%.
10.1%P/E 36.2x — 21% below the 5y median of 45.6x. Forward 26.9x hints at EPS expansion next year.
36.2xConcerns — SoFi Technologies, Inc.'s 5.3% ROE is below sector median.
Financial story
Concerns — SoFi Technologies, Inc.'s 5.3% ROE and 3.97 debt-to-equity warrant a closer look at the underlying business.
Bottom line: SOFI currently has no legendary investor models qualifying — see /stock/SOFI/valuation for the per-model breakdown, but earns a C sector grade (52/100) in Financial Services. Use the per-tab analysis to form your own view. Drill into the valuation breakdown and sector ranking for the full picture.
The Question
SOFI is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
0 of 6 legendary investor models rate SOFI a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
SoFi Technologies, Inc.'s fair value depends on which model you trust. See the per-investor fair-value table in the valuation tab.
SOFI trades at 35.6x earnings. Sector context and per-investor signals are in the valuation tab.
SOFI and L differ on P/E, ROE, and revenue growth. See the full SOFI vs L compare matrix.
Investor verdicts for SOFI are listed in the valuation tab. Per-model fair value and reasoning are in the
How does SOFI compare?
See exactly where SOFI ranks
Sign in to unlock the full sector ranking — free.
Sign in to see the rankingSOFI sits at #68 in Financial Services with a C grade (52/100).
