GROWTH
Top line decelerating.
+1.2% YoY versus +23.2% prior. 3y CAGR +26.7%.
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The Question
Concerns — Bank OZK's 11.5% ROE is below sector median.
Financial story
Concerns — Bank OZK's 11.5% ROE and 5.77 debt-to-equity warrant a closer look at the underlying business.
Bottom line: OZK is rated BUY by all 2 legendary models, 24% below avg fair value $66, but earns a B sector grade (62/100) in Financial Services. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
See exactly where OZK ranks
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Sign in to see the ranking1 of 2 legendary models say BUY OZK — but Warren Buffett disagrees.
What would legendary investors pay for OZK?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
OZK sits at #11 in Financial Services with a B grade (62/100).
OZK's earnings calendar and history are tracked in the financials tab. Specific dates depend on company-published guidance.
OZK is in the Financial Services sector. Sector ranking and peer comparison are in the sector tab.
1 of 2 legendary investor models rate OZK a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
Average fair value across qualifying models: $66. See the per-investor fair-value table in the valuation tab.
OZK trades at 7.6x earnings. Sector context and per-investor signals are in the valuation tab.
OZK and UWMC differ on P/E, ROE, and revenue growth. See the full OZK vs UWMC compare matrix.
How does OZK compare?
