Top line decelerating.
+3.8% YoY versus +6.1% prior. 3y CAGR +4.7%.
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Financial Services · Market Cap: $12.9B
Fundamentals as of 2026-03-31
All analysis on this page is for educational purposes only and does not constitute financial advice. Fair values are model-based estimates. Always do your own research.
The Question
1 of 2 legendary models say BUY GL — but Warren Buffett disagrees.
What would legendary investors pay for GL?
These figures are not quotes or opinions from Buffett, Graham, Lynch or the other investors. They are our own estimates, computed by applying the intrinsic-value formulas each investor is known for to this company’s financials.
For educational purposes only. Not a recommendation to buy or sell securities.
Mixed — Globe Life Inc. has 19.4% ROE but D/E 3.34.
Financial story
Mixed — Globe Life Inc.'s 19.4% ROE is strong, but its 3.34 debt-to-equity is elevated.
Bottom line: GL is rated BUY by 1 of 2 legendary models, with 1 holding and 0 flagging it overvalued, but earns a C sector grade (55/100) in Financial Services. Whether the premium is justified depends on which lens you trust. Drill into the valuation breakdown and sector ranking for the full picture.
1 of 2 legendary investor models rate GL a BUY. Fair value estimates and full investor breakdown are in the valuation tab.
Average fair value across qualifying models: $195. See the per-investor fair-value table in the valuation tab.
GL trades at 10.4x earnings. Sector context and per-investor signals are in the valuation tab.
GL and RNR differ on P/E, ROE, and revenue growth. See the full GL vs RNR compare matrix.
Buffett and Lynch evaluate GL against their respective frameworks. Per-model fair value and reasoning are in the valuation tab.
GL's P/E ratio is 10.4x. 5-year P/E history is in the financials tab
How does GL compare?
See exactly where GL ranks
Sign in to unlock the full sector ranking — free.
Sign in to see the rankingGL sits at #38 in Financial Services with a C grade (55/100).